The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.

We may change the interest rate on your account at any time.

Interest will be compounded every day. Interest will be credited to your account at the end of every statement cycle. If you close your account before interest is credited, you will receive the accrued interest.

You must deposit $2,500.00 to open this account.

A service charge fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield. If the account balance falls below the minimum balance of $2,500.00, interest will not be accrued on those days that the balance is below the minimum of $2,500.00.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest begins to accrue on the business day you deposit noncash items (for example, checks).

You may make unlimited over the counter withdrawals from your account. Depositors may not make more than six (6) preauthorized withdrawals, (including, but not limited to withdrawals made by an automated clearing house, telephone, internet, or wire) or by check monthly. These limitations do not apply to withdrawals made through automated teller machines, over-the-counter, mail or messenger.

An excess activity fee of $1.00 will be charged for each withdrawal in excess of six (6) per statement cycle. An exit charge fee will be charged if the account is closed within six months from date of opening.

No

No checks for this account