Please contact a Catalyst Bank Customer Service Representative to obtain current interest rate and annual percentage yield information.

We may change the interest rate on your account at any time.

Interest will be compounded every day. Interest will be credited to your account at the end of every statement cycle. If you close your account before interest is credited, you will receive the accrued interest.

You must deposit $2,500.00 to open this account.

A service charge fee of $5.00 will be imposed each monthly statement cycle if the average daily balance for the monthly statement cycle falls below $1,000.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use is monthly.

You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.

We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest begins to accrue on the business day you deposit noncash items (for example, checks).

During any monthly statement cycle, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.

A service charge fee of $1.00 will be charged for each withdrawal in excess of six (6) per statement cycle.

No

No checks for this account